Adjusted Net Income Calculator
Calculate Your Adjusted Net Income
Determine your income after allowable deductions and see if you can omit Personal Allowance or owe High Income Child Benefit Charge. Use our free tool to see how pension contributions and Gift Aid donations can reduce your tax liability if you work in the UK.
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Adjusted Net Income Calculator Results
Please enter at least one income source to see your adjusted net income calculation.
Step-by-Step Guide
How can you calculate your adjusted net income?
Use our free tool in just 3 simple steps:
Enter Your Earnings
Enter any earnings you get from employment, self-employment, savings, dividends, property, and other sources.
Add Your Adjustments (i.e. Deductions)
Include your pension contributions, Gift Aid donations, and any trade union payments.
See Your Results
View your results for each step and your final calculation.

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Frequently asked questions
Have more questions? Visit our about page or get in touch with Frederic, Co-Founder of RemoteCorgi.
- What is adjusted net income?
- Simply put, it is your total taxable income minus certain tax reliefs, such as pension contributions or Gift Aid Donations. His Majestys Revenue and Customs (or short HMRC) uses this information to see if your Personal Allowance should be reduced or if Child Benefit tax charge applies.
- Why is adjusted net income important?
- It is important for two reasons. First, if the amount is over £100,000, your Personal Allowance is reduced by £1 for every £2 over this threshold, until it reaches zero at £125,140. Second, if the amount is over £60,000 and you or your partner claims Child Benefit, you may need to pay the Child Benefit tax charge.
- How can I reduce my adjusted net income?
- To lower this figure, make more pension contributions (before or through salary sacrifice), donate to charity using Gift Aid, or claim allowable trading losses. This can help keep more of your Personal Allowance or lower your Child Benefit tax charge.
- What is the difference between gross and net pension contributions?
- Gross pension contributions are paid before any tax relief, usually through workplace pension schemes. Net pension contributions are what you pay after basic rate tax relief has already been added, which is common with personal pensions. To calculate this, you'll need to multiply your net contributions by 1.25.
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Disclaimer: We have taken great care and gave our best effort to ensure the accuracy of the information provided by this Adjusted Net Income Calculator. However, RemoteCorgi does not accept responsibility for any errors or omissions and makes no guarantees or warranties regarding the correctness of the results generated by this free tool. By using this tool, you agree not to hold RemoteCorgi liable for any consequences, issues, or damages arising from any inaccuracies in the results produced. We recommend double-checking all results and contact us if you have any questions, feedback or concerns.



